Today, we got really practical in our “Going Green” series and talked about the importance of a “good plan” to get out of debt, stay out of debt, and set up a budget.  Remember, Proverbs 21:5: ”Good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty.”

Here are the resources that I find helpful and that I promised you today: (These come from Willow Creek’s “Good Sense” Ministry)

Spending Plan (Setting up a Budget)  Notice the percentages in each category and see how yours compare.

Debt Reduction Plan (Getting out of Debt)

Bonus:Spending Record (if you don’t use Quicken (or other program) and want to know where your money went.